We construct a presymbol for the Banach algebra \(\operatorname{alg}(\Omega, S)\) generated by the Cauchy singular integral operator \(S\) and the operators of multiplication by functions in a Banach subalgebra \(\Omega\) of \(L^\infty\). This presymbol is a homomorphism \(\operatorname{alg}(\Omega,S)\to\Omega\oplus\Omega\) whose kernel coincides with the commutator ideal of \(\operatorname{alg}(\Omega,S)\). In terms of the presymbol, necessary conditions for Fredholmness of an operator in \(\operatorname{alg}(\Omega,S)\) are proved. All operators are considered on reflexive rearrangement-invariant spaces with nontrivial Boyd indices over the unit circle.